Building An All-in-one Credit Platform, With Ash Bhatt (Pillar)

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As a three-time immigrant myself I m always going to pay attention when I hear that s there s a new fintech in town building credit that moves with you doubly so when one of the co-founders of that fintech is Ash Bhatt who I first met when he was Head of Lending at Revolut for the US and UK markets Ash has used that international experience and his own experience as an immigrant in London to build Pillar as an all-in-one credit platform for anyone who finds themselves excluded from the traditional credit marketplace As you know the person who has withdrawn cash on the credit card is deemed high-risk but when the person is actually withdrawing the cash why wouldn t the credit card company give them a prompt saying hey did you realise if you do this your score may go down Pillar will help consumers build credit scores maintain those scores and access credit all in one place and you can learn more – and join their waiting list – at https www hellopillar com This is also my first in-person recording and while I need to improve my mic discipline I hope the more interactive feel outweighs the little patches of poor audio If you re interested in the risk-based pricing study I mentioned you can read a summary on my LinkedIn page here https www linkedin com pulse increased-price-transparency-shake-up-hong-kong-loan-market-brendan And the full discussion with Misha Esipov of Nova Credit where we cover related topics is episode 11 – https www howtolendmoneytostrangers show episodes episode-11 Or if it is me you re after you can find me on my LinkedIn page feel free to connect and my action-adventure novels on Amazon some versions even for free If you have any feedback questions or if you would like to participate in the show please feel free to reach out to me via the contact page on this site Regards Brendan Click here to visit this podcast episode